The Debt Collectors List in USA: A Comprehensive Guide

With the influx of debt collectors in the United States, it can be tough to decipher which one YOU need to get in contact with when you’re looking to collect a debt.

This robust guide will educate you on all of the major debt collectors in the nation, as well as their contact information and services.

This guide is for anyone who wants to learn more about the debt recovery industry, whether you are looking for help recovering a debt or not!

Debt collectors are an essential component of the United States financial system. They aid in the collection of debts by ensuring that debtors pay what they owe. Debt collectors, on the other hand, may be a nuisance to consumers.

Having debt is already stressful enough, and dealing with aggressive debt collectors can make the situation even worse. You might not know where to turn or what your rights are. This guide provides information on some of the most prominent Debt Collectors in the United States so you can be better informed about your options and how to protect yourself..

debt collectors

Dnf Associates LLC is a debt collector that services customers across the United States. It was founded in 2006 and is based in Cincinnati, Ohio. Each year, Dnf Associates LLC collects more than $1 billion in debt.

Founded in 2014, Carson Smithfield LLC is a small but mighty debt collector based in Raleigh, North Carolina. Although we only have five employees, we’re proud to say that each year we collect more than $2 million dollars in debt.

A small, local debt collector is ASG Recovers. It was launched in 2016 and is located in Los Angeles, California. ASG Recoveries has only three employees, but it collects over $1 million in debt each year.

Under the FDCPA

When dealing with debt collectors, consumers have a few rights that they should be aware of. The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from abusive or harassing debt collection practices.

Under the FDCPA, debt collectors are prohibited from engaging in any of the following practices:

-Contacting you at inconvenient times or places, such as before 8am or after 9pm

-Calling you multiple times a day

-Using obscene or threatening language

-Sending you letters that look like court documents

-Pretending to be an attorney or government official

If a debt collector violates any of these provisions, you can file a complaint with the Consumer Financial Protection Bureau (CFPB).

In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) also offers protection to consumers who are contacted by debt collectors via phone. Under the TCPA, telemarketers are prohibited from making automated calls (i.e. calls where the caller does not speak directly to the person answering the phone), unless they have obtained prior consent from the consumer. Debt collectors are also prohibited from making automated calls without prior consent, unless they are attempting to collect a debt that is owed to the federal government.

If a debt collector violates either the FDCPA or TCPA, you can file a complaint with the Federal Trade Commission (FTC). The FTC will investigate your complaint and may take action against the offending party.

The Fair Debt Collection Practices Act (FDCPA)

Debt collector’s harassment is a common problem in the United States. If you’re being harassed by a debt collector, you have rights.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in abusive or harassing behavior. Debt collectors cannot call you at work if they know your employer disapproves of such calls. They also cannot call you late at night, or contact you about a debt you don’t owe.

If a debt collector violates the FDCPA, you can take action against them. You can file a complaint with the Federal Trade Commission (FTC), or sue the collector in court.

If you’re being harassed by a debt collector, don’t hesitate to take action. You have rights, and the law is on your side.

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