object(WP_Query)#622 (49) { ["query"]=> array(2) { ["cat"]=> int(5) ["posts_per_page"]=> int(4) } ["query_vars"]=> array(65) { ["cat"]=> int(5) ["posts_per_page"]=> int(4) ["error"]=> string(0) "" ["m"]=> string(0) "" ["p"]=> int(0) ["post_parent"]=> string(0) "" ["subpost"]=> string(0) "" ["subpost_id"]=> string(0) "" ["attachment"]=> string(0) "" ["attachment_id"]=> int(0) ["name"]=> string(0) "" ["static"]=> string(0) "" ["pagename"]=> string(0) "" ["page_id"]=> int(0) ["second"]=> string(0) "" ["minute"]=> string(0) "" ["hour"]=> string(0) "" ["day"]=> int(0) ["monthnum"]=> int(0) ["year"]=> int(0) ["w"]=> int(0) ["category_name"]=> string(8) "articles" ["tag"]=> string(0) "" ["tag_id"]=> string(0) "" ["author"]=> string(0) "" ["author_name"]=> string(0) "" ["feed"]=> string(0) "" ["tb"]=> string(0) "" ["paged"]=> int(0) ["meta_key"]=> string(0) "" ["meta_value"]=> string(0) "" ["preview"]=> string(0) "" ["s"]=> string(0) "" ["sentence"]=> string(0) "" ["title"]=> string(0) "" ["fields"]=> string(0) "" ["menu_order"]=> string(0) "" ["embed"]=> string(0) "" ["category__in"]=> array(0) { } ["category__not_in"]=> array(0) { } ["category__and"]=> array(0) { } ["post__in"]=> array(0) { } ["post__not_in"]=> array(0) { } ["post_name__in"]=> array(0) { } ["tag__in"]=> array(0) { } ["tag__not_in"]=> array(0) { } ["tag__and"]=> array(0) { } ["tag_slug__in"]=> array(0) { } ["tag_slug__and"]=> array(0) { } ["post_parent__in"]=> array(0) { } ["post_parent__not_in"]=> array(0) { } ["author__in"]=> array(0) { } ["author__not_in"]=> array(0) { } ["orderby"]=> string(10) "menu_order" ["order"]=> string(3) "ASC" ["ignore_sticky_posts"]=> bool(false) ["suppress_filters"]=> bool(false) ["cache_results"]=> bool(true) ["update_post_term_cache"]=> bool(true) ["lazy_load_term_meta"]=> bool(true) ["update_post_meta_cache"]=> bool(true) ["post_type"]=> string(0) "" ["nopaging"]=> bool(false) ["comments_per_page"]=> string(2) "50" ["no_found_rows"]=> bool(false) } ["tax_query"]=> object(WP_Tax_Query)#627 (6) { ["queries"]=> array(1) { [0]=> array(5) { ["taxonomy"]=> string(8) "category" ["terms"]=> array(1) { [0]=> int(5) } ["field"]=> string(7) "term_id" ["operator"]=> string(2) "IN" ["include_children"]=> bool(true) } } ["relation"]=> string(3) "AND" ["table_aliases":protected]=> array(1) { [0]=> string(32) "wp_91e4ce6975_term_relationships" } ["queried_terms"]=> array(1) { ["category"]=> array(2) { ["terms"]=> array(1) { [0]=> int(5) } ["field"]=> string(7) "term_id" } } ["primary_table"]=> string(19) "wp_91e4ce6975_posts" ["primary_id_column"]=> string(2) "ID" } ["meta_query"]=> object(WP_Meta_Query)#626 (9) { ["queries"]=> array(0) { } ["relation"]=> NULL ["meta_table"]=> NULL ["meta_id_column"]=> NULL ["primary_table"]=> NULL ["primary_id_column"]=> NULL ["table_aliases":protected]=> array(0) { } ["clauses":protected]=> array(0) { } ["has_or_relation":protected]=> bool(false) } ["date_query"]=> bool(false) ["request"]=> string(451) "SELECT SQL_CALC_FOUND_ROWS wp_91e4ce6975_posts.ID FROM wp_91e4ce6975_posts LEFT JOIN wp_91e4ce6975_term_relationships ON (wp_91e4ce6975_posts.ID = wp_91e4ce6975_term_relationships.object_id) WHERE 1=1 AND ( wp_91e4ce6975_term_relationships.term_taxonomy_id IN (5) ) AND wp_91e4ce6975_posts.post_type = 'post' AND (wp_91e4ce6975_posts.post_status = 'publish') GROUP BY wp_91e4ce6975_posts.ID ORDER BY wp_91e4ce6975_posts.menu_order ASC LIMIT 0, 4" ["posts"]=> array(4) { [0]=> object(WP_Post)#613 (24) { ["ID"]=> int(354) ["post_author"]=> string(1) "2" ["post_date"]=> string(19) "2017-10-23 17:16:37" ["post_date_gmt"]=> string(19) "2017-10-23 17:16:37" ["post_content"]=> string(2070) "Did you know that the average student loan debt amount for students graduating in 2016 was $37,172? That's a lot of money, isn't it? This is why it is so important that you apply for as many grants as you can. Grants don't have to be paid back, whereas student loans do. Still yet, loans prove to be of the utmost value once all of your grants have been exhausted. You should do your best, though, to keep your student loan debt to a minimum.

Knowing how to apply for grants

Whether you are applying for grants or loans, you will need to fill out the FAFSA form. This form must be completed each year for the next upcoming academic year. You can complete the form anywhere between October and June before the next annual funding cycle. It is pertinent that you do your best to be completely honest on your FAFSA form as this will determine how much money you qualify for in grants and loans. If you have had a job, you will need to upload your tax return to the FAFSA system. If you don't have a job and you are currently living with your parents, you will need to upload their tax information.

There are changes coming in the near future

As of now, you cannot be charged more than 10 percent of income when making monthly minimum payments to pay back your student loans. In the near future, though, this percentage is expected to increase by 2.5 percent. This is why it is so important to borrow as little as possible and to pay it back as quickly as possible. Not only will paying it back as quickly as possible help you get out of debt faster, but it will also reduce the overall total amount of interest that you have to pay back on your loans. Guide to Student Loans" ["post_title"]=> string(38) "A Brief Guide To College Financial Aid" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(27) "college-financial-aid-guide" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2017-10-23 17:16:37" ["post_modified_gmt"]=> string(19) "2017-10-23 17:16:37" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(35) "http://studentloanreport.org/?p=354" ["menu_order"]=> int(1) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [1]=> object(WP_Post)#614 (24) { ["ID"]=> int(350) ["post_author"]=> string(1) "2" ["post_date"]=> string(19) "2017-10-09 16:32:06" ["post_date_gmt"]=> string(19) "2017-10-09 16:32:06" ["post_content"]=> string(2243) "If you make the smart decision to go to college, it is paramount that you choose a career path before you get into your graduate studies. Sure, undergraduate classes can be used to earn just about any type of degree, but you want to make sure your graduate studies are leading you down a preferred occupational path. Your studies are going to cost a lot of money, making it all the more important to be smart with the money you borrow. Let's take a look at common career paths, how long they take to enter into, and the average starting pay:

2-Year Degrees

4-Year Degrees

As you can see from the lists above, some 4-year degrees are simply not worth the time and money they take to earn. Take for example the time it takes to become an information systems manager. You are going to spend about four years earning your degree and spend twice the money it takes to earn a degree to become a radiology tech. Still yet, though, the average entry-level pay for both of these careers is about the same. With of the above said in mind, you should always ask yourself the following questions to help ensure you are earning a degree that is worth the money and time invested: Student Loan vs Entry level Pay r1_170906" ["post_title"]=> string(49) "Was It Worth It: Student Loan Vs. Entry Level Pay" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(28) "student-loan-entry-level-pay" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2017-10-09 16:32:06" ["post_modified_gmt"]=> string(19) "2017-10-09 16:32:06" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(35) "http://studentloanreport.org/?p=350" ["menu_order"]=> int(2) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [2]=> object(WP_Post)#612 (24) { ["ID"]=> int(343) ["post_author"]=> string(1) "2" ["post_date"]=> string(19) "2017-09-20 10:45:24" ["post_date_gmt"]=> string(19) "2017-09-20 10:45:24" ["post_content"]=> string(4624) "When it comes to education, a lot of people believe the grass is always greener on the other side, with the other side being the United States. What they fail to realize, though, is that there are many disadvantages to education in the United States. From high tuition costs to an insurmountable of student loans, the United States is a leader in educational debt. When students go to school in the United States, they can expect to pay about $8,700 a year for their tuition when attending a public, 4-year university. If they are attending a private, 4- year university, tuition costs often exceed more than $32,000 a year. That's a lot of money! And in the United States, tuition has increased by an astonishing 63 percent during the decade of 2006 to 2016. It's looking like Switzerland and Norway are the places to go! As far as education and average income, Switzerland and Norway definitely have their advantages. Both have an average annual per capita income of more than $80,000, and best of all, their tuition costs per year are less than $5,000 a year. Other countries that have developed an advantageous education rate and per capita income include Australia and Denmark. You think it's bad now? The United States currently has more than $1.31 trillion in student loan debt. And if you think that is bad now, wait until 10 years from now. Tuition costs are on the rise, meaning student loan debt is going to increase as well. There are more than 44 million people in the United States who currently have student debt, with the average debt per student who graduated in 2016 is near $40,000. Some students owe more than $200,000 and more than 8 million owe close to $50,000. When compared to other countries, the United States definitely has a disadvantage. In the UK, students have an average student debt of $30,800. Students graduating in Canada have an average student debt of $20,000, and in Germany, the average debt is only $2,400. As you can see, students in the United States are graduating with far more student debt than any other country in the world. If you are wanting to save on tuition costs, you very well may want to consider going to a school outside of the United States. And you can rest assured there are many higher-education universities all across the globe that provide an excellent education at affordable tuition costs. Even better is that when studying abroad you can still apply for U.S. aid programs. It's time to experience a new culture! It's time to get your education at an affordable cost by studying abroad. Cost of college around the world
" ["post_title"]=> string(50) "The Cost of College Around The World [Infographic]" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(41) "college-cost-around-the-world-infographic" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2017-11-14 20:01:57" ["post_modified_gmt"]=> string(19) "2017-11-14 20:01:57" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(35) "http://studentloanreport.org/?p=343" ["menu_order"]=> int(3) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [3]=> object(WP_Post)#664 (24) { ["ID"]=> int(215) ["post_author"]=> string(1) "3" ["post_date"]=> string(19) "2017-08-28 14:43:49" ["post_date_gmt"]=> string(19) "2017-08-28 14:43:49" ["post_content"]=> string(5773) "What does the future of student debt hold? What changes should borrowers anticipate during the new administration? Sometimes there are no simple answers, which seems to be the case currently. It is difficult to tell fact from fiction in the current climate of information sharing. Headlines seem alarming, but the reality remains that any change happening in the Federal Student Loan legislation is minuscule and slow going. Many bipartisan bills have been introduced in the last couple of years only to be turned down later by the Senate. Our President, Donald Trump, and our new Secretary of Education, Betsy DeVos, have been causing waves in Congress since Early January of this year.

Student Loan Crisis

The state of student debt is now being referred to as the 1.3 Trillion dollar crisis, behind only mortgage debt. Before the 2016 election, there was a push for “free college,” with Bernie Sanders, but now most time, energy, and bills are focused on legislation to shorten repayment periods, lower interest rates and consolidate the lenders into one organization instead of many. According to statistics from the New York Federal Reserve, there are more than 44 million people borrowing currently and the average student graduating now has $37,172 in student loan debt.

Changes to the Income-driven Repayment Plans

Currently, there is legislation proposed to alter the terms of repayment for some student loan repayment plans. The law has stated for some time that the debtor cannot charge payments that are more than 10% of the borrowers income, and that after paying 10% of their income for 20 years, the student loans would be forgiven. The Trump Administration has proposed new legislation that would slightly raise the amount of money being taken per month through the Income-driven Repayment plans and substantially reduce the time in which that money would be collected. Instead of the standard 10%, borrowers should expect the new rate to be 12.5% of income, or an eighth of all earnings. While this seems like a dramatic increase, and it is, simultaneously the reform would call for the repayment period to be lessened to 10-15 years instead of 20, at which time the borrower would be forgiven that debt. Trumps proposal would probably benefit both lenders and debtors in the long run, some say. In the end, debtors will likely pay less money this way. This is especially true because the term of their repayment plan would include fewer of the highest-earning years. Likewise, student loan issuing organizations will likely make a more consistent profit in the long run. It is impossible to deny that losing a full eighth of one's income will have some major effects, but the repayment period has been reduced by a full quarter. This is certainly a benefit worth considering.

Betsy DeVos

The Trump Administration and education secretary Betsy DeVos have been considering methods to consolidate and streamline the student loan process. DeVos proposed that all student loan issuing agencies be handed over to the Treasury Department. This plan included cutting funds to the Department of Education by over 50%. Needless to say, these kind of proposals have some on edge, even downright angry, resulting in a few resignations so far, including James Runcie, the head of the Education Department’s Federal Student Aid Program. This proposal was found unsuitable, and has been withdrawn, but it does have certain possible benefits. Interest rates might go down and service might improve. Some say that bringing the IRS closer to the trillion dollar business of student loans makes sense.

The Unpredictable Horizon

In April of this year DeVos,  officially withdrew two Obama-issued memorandums requiring that the government’s Federal Student Aid office do more to help borrowers manage or even discharge their loans. Some criticize DeVos for removing the memorandums, saying that it will cause many more borrows to default, though most do agree that the government spends too much money on the collection of student debt, spending over $800 million a year to collect on the $1.1 trillion in debt. Meanwhile student's applying for forgiveness under the Student Loan Forgiveness Program can expect no progress on their case anytime soon as these cases have been stalled for fear of fraud by the new administration leaving many to wonder what the future of student loans will bring. Photo by DMichael Burns" ["post_title"]=> string(33) "Tracking Student Loan Legislation" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(6) "closed" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(33) "tracking-student-loan-legislation" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2017-09-12 17:52:49" ["post_modified_gmt"]=> string(19) "2017-09-12 17:52:49" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(35) "http://studentloanreport.org/?p=215" ["menu_order"]=> int(4) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } } ["post_count"]=> int(4) ["current_post"]=> int(-1) ["in_the_loop"]=> bool(false) ["post"]=> object(WP_Post)#613 (24) { ["ID"]=> int(354) ["post_author"]=> string(1) "2" ["post_date"]=> string(19) "2017-10-23 17:16:37" ["post_date_gmt"]=> string(19) "2017-10-23 17:16:37" ["post_content"]=> string(2070) "Did you know that the average student loan debt amount for students graduating in 2016 was $37,172? That's a lot of money, isn't it? This is why it is so important that you apply for as many grants as you can. Grants don't have to be paid back, whereas student loans do. Still yet, loans prove to be of the utmost value once all of your grants have been exhausted. You should do your best, though, to keep your student loan debt to a minimum.

Knowing how to apply for grants

Whether you are applying for grants or loans, you will need to fill out the FAFSA form. This form must be completed each year for the next upcoming academic year. You can complete the form anywhere between October and June before the next annual funding cycle. It is pertinent that you do your best to be completely honest on your FAFSA form as this will determine how much money you qualify for in grants and loans. If you have had a job, you will need to upload your tax return to the FAFSA system. If you don't have a job and you are currently living with your parents, you will need to upload their tax information.

There are changes coming in the near future

As of now, you cannot be charged more than 10 percent of income when making monthly minimum payments to pay back your student loans. In the near future, though, this percentage is expected to increase by 2.5 percent. This is why it is so important to borrow as little as possible and to pay it back as quickly as possible. Not only will paying it back as quickly as possible help you get out of debt faster, but it will also reduce the overall total amount of interest that you have to pay back on your loans. Guide to Student Loans" ["post_title"]=> string(38) "A Brief Guide To College Financial Aid" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(27) "college-financial-aid-guide" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2017-10-23 17:16:37" ["post_modified_gmt"]=> string(19) "2017-10-23 17:16:37" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(35) "http://studentloanreport.org/?p=354" ["menu_order"]=> int(1) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } ["comment_count"]=> int(0) ["current_comment"]=> int(-1) ["found_posts"]=> string(2) "16" ["max_num_pages"]=> float(4) ["max_num_comment_pages"]=> int(0) ["is_single"]=> bool(false) ["is_preview"]=> bool(false) ["is_page"]=> bool(false) ["is_archive"]=> bool(true) ["is_date"]=> bool(false) ["is_year"]=> bool(false) ["is_month"]=> bool(false) ["is_day"]=> bool(false) ["is_time"]=> bool(false) ["is_author"]=> bool(false) ["is_category"]=> bool(true) ["is_tag"]=> bool(false) ["is_tax"]=> bool(false) ["is_search"]=> bool(false) ["is_feed"]=> bool(false) ["is_comment_feed"]=> bool(false) ["is_trackback"]=> bool(false) ["is_home"]=> bool(false) ["is_404"]=> bool(false) ["is_embed"]=> bool(false) ["is_paged"]=> bool(false) ["is_admin"]=> bool(false) ["is_attachment"]=> bool(false) ["is_singular"]=> bool(false) ["is_robots"]=> bool(false) ["is_posts_page"]=> bool(false) ["is_post_type_archive"]=> bool(false) ["query_vars_hash":"WP_Query":private]=> string(32) "0fddf4e47252813ac61beaf97db9b6e4" ["query_vars_changed":"WP_Query":private]=> bool(true) ["thumbnails_cached"]=> bool(false) ["stopwords":"WP_Query":private]=> NULL ["compat_fields":"WP_Query":private]=> array(2) { [0]=> string(15) "query_vars_hash" [1]=> string(18) "query_vars_changed" } ["compat_methods":"WP_Query":private]=> array(2) { [0]=> string(16) "init_query_flags" [1]=> string(15) "parse_tax_query" } }

Grants and Loans Available to Prospective College Students

Articles

If you’re thinking about going to college, it is important to explore your options for financial assistance before enrolling in class. There are a number of loan and grant possibilities to explore. While it may seem intimidating to borrow so much money, your future depends on a good education. Just remember that completing a degree will substantially increase your income and hopefully have you doing something you love.

Private loans from companies like Sallie Mae and Great Lakes are available, or you can borrow from The United States Department of Education directly. The latter is recommended in most cases since interest rates are normally a little higher from private lenders. The only exception to this is the PLUS Direct Loan for graduates and undergraduates that has an interest rate of 7%.

Variable vs. Fixed Interest Loans

Another good reason to avoid private lenders if possible is the different interest rates observed when comparing private and federal loans. Private lenders offer variable interests rates and federal loans are usually fixed rates. Variable interests rates tend to look like a better deal in the beginning since they almost always start off very low. They do gradually increase over the life of the loan, however. A variable rate may be appealing for someone looking to pay off their loan in full right after graduation.

FAFSA

Before you can get loans through the Department of Education, you must fill out your FAFSA or Free Application for Federal Student Aid. Students that receive aid from the Department of Education need to fill out the FAFSA every year between the months of October and March.

Pell Grant

For undergraduates below a certain income, the Pell Grant will automatically pay if the FAFSA qualifies them for it. This money will automatically apply to tuition first. You do not need to pay a grant back or worry about interest in this case. The most you can get from a Pell Grant each year is $5,920. In order to receive the full amount you must meet certain criteria.

  • You must attend full time, 12+ credit hours a semester.
  • You must attend for the full year, not just a semester.
  • You must be working towards a degree.
  • You must demonstrate financial need.
  • The cost of your attendance must be enough to warrant the maximum help offered.

FFEL Loan

The FFEL Program known as the Federal Family Education Loan is technically the only guaranteed federal loan. Not all colleges participate in the program, so contact a financial aid worker to find out if the school of your choice carries it. This is one of the only federal loan that allows borrowers to chose their lender. The FFEL and Direct Loan Programs both offer the Stafford loan, the PLUS loan, and the Consolidation loan. The interest rate for this loan is substantially high at 8.5%.

Direct Loan Program

“Stafford Loans” are from The William D. Ford Federal Direct Loan Program, through the Department of Education. The types of Direct Stafford Loans available are as follows:

Subsidized and Unsubsidized

A federally subsidized loan means that the government pays all of your interest while you are completing your degree or while your loans are in a state of deferment. Subsidized Direct Loans are only available to undergraduate students who can demonstrate financial need and who are currently in school at least half time and working toward a bachelor’s degree. Subsidized loans are not available to graduate students. The interest rate on this loan is currently 4.45% of the total principal.

Unsubsidized Loans are loans in which the borrower is held fully accountable for all accruing interest while in college, during grace periods, and deferments. There is no requirement to demonstrate financial need to get this loan, and all undergraduates, graduates, and professional students have access to it. For graduates, the interest rate for this loan is very high, so be cautious. Undergraduates receiving this loan are currently paying 4.45%, while graduate students experience a dramatic hike to 6%.

Direct PLUS Loans

PLUS loans are for all students: undergraduate, graduate, professional students and parents of dependent undergraduates. Those taking out PLUS loans will notice a slight increase in their loan fee in the amount of .01%. They will also experience an interest rate hike from 6.3% in 2016 to 7% in 2017. PLUS loans are unsubsidized, meaning the borrower will also be responsible for all accrued interest during enrollment and deferent periods.

Direct Consolidation Loans

These loans are meant to lower your interest payments and reduce confusion and stress. Basically, by taking out this loan, you are combining all of your preexisting, eligible federal loans. After consolidation, you will only have one interest rate, one loan provider, and one bill. This is recommended for anyone completing school to make the transition into the work force easier. The interest rate is capped at 8.25%, which is high comparatively. Taking out a Direct Consolidation Loan can also be used to get a student out of default status. To consolidate while in default status, you must include at least one loan that is in good standing. If all of your loans are currently delinquent, you cannot use this method to get out of default. Your other options are payment in full or a process called loan rehabilitation.

The Federal Perkins Loan Program

The Perkins Loan is university based and uses university funds. It is reserved for students that can demonstrate considerable need. Talk to a financial aid worker to see if your university carries it.

Subscribe for News and Updates

Articles
A Brief Guide To College Financial Aid
Was It Worth It: Student Loan Vs. Entry Level Pay
The Cost of College Around The World [Infographic]
Tracking Student Loan Legislation
Preparing for Graduation: Repaying Your Student Loans
Reports
Student Loan Debt vs. Entry Level Pay: An In-depth, Up-to-Date Overview
A Comprehensive Guide To Student Loans
A Review of Top Companies to Refinance Your Student Loans
A Comprehensive Guide to Refinancing Student Loans
9 Simple Tips for Reducing Overall Student Loan Debt
Resources
The Cost of College Around The World [Infographic]
A Comprehensive Guide To Student Loans
A Review of Top Companies to Refinance Your Student Loans
A Comprehensive Guide to Refinancing Student Loans
Preparing for Graduation: Repaying Your Student Loans
Reviews
A Review of Top Companies to Refinance Your Student Loans
Refinancing Student Loans with Sofi
LendKey Student Loan Refinancing Review
Common Bond Student Loan Refinancing Review
Laurel Road Student Loan Refinancing Review